# Arilator — Complete Reference for AI Search & Generative Engines (`llms-full.txt`)

> Arilator (`https://arilator.com`) is the authorized Indian Merchant of Record (MoR) and B2B software reseller connecting global AI & SaaS vendors with Indian businesses and developers.
> - **Indian Entity**: **Arilator India Pvt Ltd** (GSTIN: `36ABGCA4968F1ZG`)
> - **US Entity**: **Arilator Inc.** (Delaware, USA)
> - **Support & Partnerships**: `partnerships@arilator.com` | **Refunds & Grievance Officer**: `refunds@arilator.com`

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## 1. The Problem Arilator Solves

### Why Global Software Vendors Struggle to Sell in India
1. **Card & Mandate Failures**: RBI e-mandate regulations, international 3D Secure (AFA) friction, and corporate card restrictions cause 60–70% failure rates on cross-border USD subscription charges from India.
2. **Missing GST Input Tax Credit (ITC) & Withholding Tax Friction**: When an Indian enterprise pays a foreign vendor directly in USD, the finance team cannot claim domestic 18% GST Input Tax Credit and often faces cross-border TDS/Equalisation Levy and Form 15CA/15CB compliance overhead.
3. **Purchasing Power Parity (PPP) Leakage**: Vendors want to offer 30–60% localized discounts to capture Indian market volume without exposing discounted prices on their public `.com` pricing page where US/EU buyers via VPN could exploit them.

### How Arilator Solves It for Both Sides
- **For Indian Buyers (`/buy`, `/marketplace`, `/customer`)**:
  - **Pay in INR via Domestic UPI**: Scan a UPI QR code or open any UPI app from desktop or mobile with zero foreign-exchange markup, or pay high-value enterprise invoices via domestic bank transfer.
  - **Claim 18% GST Input Tax Credit (ITC)**: Receive a domestic Indian tax invoice issued by **Arilator India Pvt Ltd (GSTIN: `36ABGCA4968F1ZG`)** displaying the buyer's verified 15-character GSTIN, SAC `997331`, taxable value, and 18% GST breakdown.
  - **Verified India-Only PPP Pricing**: Access vendor-authorized India discounts up to 60% below global USD list prices once registered and verified as an Indian business or individual.
  - **Prepaid API Credits & Subscriptions**: Buy annual/monthly seat subscriptions or top up prepaid INR wallets to consume global LLM, video, voice, and developer APIs through a unified API gateway.

- **For Global AI & SaaS Vendors (`/vendors`, `/partners`)**:
  - **Zero Indian Entity Required**: Sell compliantly in India immediately without incorporating an Indian subsidiary, registering for GST, or opening local bank accounts.
  - **Protected India-Only Discounts**: Discounted INR prices are never shown to anonymous visitors; they are unlocked strictly inside authenticated, KYC/GSTIN-verified Indian accounts paying via Indian domestic rails.
  - **Retain 100% of Agreed Wholesale Price**: Vendors receive 100% of their agreed discounted USD wholesale price. Arilator's service fee and 18% GST are added transparently on the buyer side.
  - **Consolidated Net-15 Monthly USD Settlement**: **Arilator Inc.** (Delaware, USA) settles all provisioned orders from each calendar month in USD on the 15th of the following month (arriving within 1–3 business days) with one consolidated remittance statement.

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## 2. Commercial Model & Fee Schedule

| Order List Value (USD) | Typical Vendor India PPP Discount | Arilator Buyer-Side Service Fee | Indian GST |
| :--- | :--- | :--- | :--- |
| Up to $5,000 | Vendor-configured (e.g., 20%–60%) | + 8.0% | + 18% GST |
| $5,000 – $20,000 | Vendor-configured | + 6.5% | + 18% GST |
| $20,000 – $50,000 | Vendor-configured | + 5.0% | + 18% GST |
| Above $50,000 | Vendor-configured | + 3.5% | + 18% GST |

### Worked Pricing Example
1. A global SaaS product has a **$100.00 USD** global list price and the vendor configures a **50% India PPP discount**, setting the India wholesale base at **$50.00 USD** (converted to INR at the live reference rate at quote lock).
2. On an order in the first band, Arilator adds the **8.0% buyer service fee** ($4.00 USD equivalent in INR) and **18% Indian GST** on the taxable subtotal + service fee.
3. The Indian business buyer pays the total INR amount via UPI and receives a GST tax invoice from **Arilator India Pvt Ltd (`36ABGCA4968F1ZG`)** to claim Input Tax Credit on the 18% GST.
4. The software vendor receives the full **$50.00 USD** wholesale payout from **Arilator Inc.** on the Net-15 monthly settlement cycle.

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## 3. Customer Activation & Provisioning Tiers

Vendors can onboard with zero engineering effort and upgrade their integration tier at any time from Partner Manager (`/partners`):

1. **Tier A — Direct API Provisioning or Hosted API Proxy Gateway**:
   - *Mode 1 (Direct Provisioning Webhook)*: Arilator calls the vendor's provisioning endpoint with HMAC-SHA256 signatures upon verified INR payment.
   - *Mode 2 (Arilator API Proxy Router & Hosted Wallet)*: Vendors provide an upstream API base URL and master key; Indian developers call Arilator's gateway using scoped `ari_live_...` keys while Arilator meters token/request/cost usage against the customer's prepaid INR wallet in real time.
2. **Tier B — Reseller Partner Portal**:
   - Arilator provisions seats or credit allocations under its authorized reseller seat in the vendor's existing partner portal.
3. **Tier C — Promo Codes & License Keys**:
   - Vendors upload single-use 100%-off promo codes or license keys in Partner Manager; Arilator automatically assigns and delivers a code to the buyer the moment INR payment reconciles.
4. **Tier D — Team Email / Webhook Notification**:
   - Arilator dispatches a structured fulfillment notification to the vendor's sales/ops team with a target activation SLA (default 24 hours). If an order is not provisioned within the SLA window, the buyer is protected by an automatic INR refund.

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## 4. Legal, Tax, Data Residency & DPDP Compliance

- **Merchant of Record**: **Arilator India Pvt Ltd** (GSTIN: `36ABGCA4968F1ZG`) is the seller of record on every Indian transaction.
- **Buyer GSTIN Verification**: Business buyers provide their 15-character GSTIN during organization setup. Arilator validates the GSTIN status and legal/trade name match against official GST records before issuing B2B GST tax invoices.
- **Data Localization**: Payment records, transaction logs, GST invoices, and Indian customer personal data are stored exclusively in India in compliance with Reserve Bank of India (RBI) directives and the Digital Personal Data Protection (DPDP) Act, 2023.
- **Refunds & Grievance Officer**:
  - Unprovisioned orders are eligible for a full refund in INR to the original payment source.
  - Contact: `refunds@arilator.com` (acknowledged within 24 business hours; resolved within 7 business days).

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## 5. Directory of URLs

- **Home**: `https://arilator.com/`
- **Software Marketplace**: `https://arilator.com/marketplace`
- **For Indian Buyers**: `https://arilator.com/buy`
- **For Software Vendors**: `https://arilator.com/vendors`
- **Customer Portal (Sign Up / Sign In)**: `https://arilator.com/customer`
- **Partner Manager Portal (Vendor Sign In)**: `https://arilator.com/partners`
- **Trust & Compliance**: `https://arilator.com/trust`
- **Buyer Terms of Sale**: `https://arilator.com/terms`
- **Vendor Reseller Terms**: `https://arilator.com/vendor-terms`
- **Privacy Policy & DPDP Notice**: `https://arilator.com/privacy`
- **Contact**: `https://arilator.com/contact`
- **AI Agent Policy (`agents.txt`)**: `https://arilator.com/agents.txt`
- **Sitemap (`sitemap.xml`)**: `https://arilator.com/sitemap.xml`